Build your future by investing
in property.

Chat to us about our leading home loan rates, like our 1 year fixed invest rate.
From 4.00% p.a. interest rate1 From 4.36% p.a. comparison rate*

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Contact Us


We’ve got Illawarra’s leading
home loan rates.

3 year fixed rate home loan at 3.89% p.a. fixed rate1 | 4.27% p.a.
comparison rate*. For owner occupied loans $250,000 and over.

View comparison rate information

Find the best package for you

Try our helpful tools and calculators

Why bank with Illawarra Credit Union?

We help you make more
of your money.

Our profits go back into better products and services, so we can offer you great rates and lower fees.

We focus on people,
not profits.

Unlike banks, we value our members. You're not just a customer, but an owner too. We're committed to serving our members and being there for you, in every stage of your life.

We believe in community prosperity, we give back.

We're committed to supporting our local communities. We support a range of local charities, sporting associations, community groups and events.

Contact us

Get in touch with us today to find out how we can help you make the most of your money.

Visit a branch

Visit one of our member centres located throughout the Illawarra.

Latest news


Enjoy the freedom of banking anywhere, anytime with our mobile banking app, moneytree. moneytree gives you 24/7 access to your... Read more

Switch to e-statements

Go paperless and switch to e-statements. Each quarter you receive a statement from us outlining your account details and transaction... Read more

Member Centre

As a member-owned and member-focused Credit Union, we’re always looking at ways in which we can improve our products... Read more