Have you found your place in the Illawarra?
With our home loans you will receive great rates, extra value and first class service! We will go out of our way to get the home loan that's right for you.
Illawarra Credit Union home loan benefits
Home Loan Saver Account
Every credit union home loan borrower is eligible for a Home Loan Saver account which provides a fee free** alternative for your everyday banking needs.
Flexible Repayment Options
To make budgeting easier, you can choose how often you make your repayments, i.e. weekly, fortnightly or monthly. Choosing to make your repayments weekly or fortnightly reduces the interest you pay and can help you own your home sooner.
Redraw Facility
Redraw extra payments at any time. This is available on all Illawarra Credit Union mortgage loans.
Insurance
You never know what's around the corner, so we recommend you consider the Insurance Options available to Illawarra Credit Union members.
Normal lending criteria, terms and conditions, fees and charges apply. Please refer to the
Credit, Fees and Charges schedule for current details on fees and charges applicable to our Home Loans. *Based on a loan for an amount of $150,000 secured over a term of 25 years. #Rate quoted is for a 1 year fixed rate home loan. Comparison rates are for Owner Occupied only. ^This interest rate is 1.25% below the standard variable rate for a
period of 12 months. After 12 months the rate reverts back to the
standard variable rate applying at that time.
Warning: the comparison rate only applies to the example or examples given above. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. **Fee Free relates to account keeping and transaction fees applied by the Illawarra Credit Union. Other fees and charges may apply. Interest rates effective 11/06/2010.
