BSB 802-249
Get there sooner with a personal loan
Personal
I’m looking to buy something new and shiny, like a new car, bike or boat under 2 years old.
- Redraw facility
- Flexible payment options (weekly, fortnightly, monthly)
- Additional repayment option
Personal
I’m looking to buy something previously loved, like a used car, bike or boat.
- Flexible repayment term (up to 5 years)
- No monthly account keeping fee
- Pay out loan early without penalty
Personal
I’m making plans and I need a simple personal loan to help make my dreams a reality.
- Redraw facility
- Additional repayment option
- Pay out loan early without penalty
Grow your wealth by investing in your savings
Personal
I’m a saver and I like the flexibility of dipping into my savings when I need to.
- 24/7 access via phone and online banking
- No minimum deposits
- No monthly account keeping fee
Personal
I’m a serious saver. I’m saving for something special and don’t want to dip into my hard-earned money until I reach my goal.
- Bonus interest¹ for saving
- No fixed term
- No minimum deposits
Personal
I’m a junior saver (below the age of 14 years) and I care about the wildlife. I want to learn about money and help endangered animals.
- Bonus interest¹ for saving
- Free Wildlife Saver product merchandise and a pass to Symbio Wildlife Park
- No monthly account keeping fee
Get a return on your investment
Personal
I’m a saver and want to invest my funds, but want to choose if my interest is paid monthly, six monthly or on maturity.
- Higher rates of interest
- Flexible investment terms (1 month - 3 years)
- Various interest frequency (maturity, six monthly or monthly)
Perfect way to start managing your everyday finances
Personal
I’m busy and need 24/7 access to my money and I want to be in control of the fees I pay.
- 24/7 access via phone and online banking
- Cheque book facility
- Pay anyone / Standing order
Personal
I’m young and enjoying life, so I need 24/7 access to my money, but without all the fees.
- No monthly account keeping fee
- 24/7 access via phone and online banking
- Direct Credits / Direct Debits
Personal
I’m a mature saver but I like to keep things simple. So, I want only one account for all my financial needs.
- Pensions can be credited to the account
- BPAY®
- Cheque book facility
We're here to help you build your future, your way
Personal
I’m a home owner and want to lock in my interest rate so I know how much I need to repay each month.
- 100% Offset account
- Redraw facility
- Top up facility
- No annual ongoing fees
- Additional repayment option
Personal
I’m buying an investment property with a smaller mortgage and want to lock in my interest rate so I know how much I need to repay each month.
- 100% Offset account
- Fixed rate terms available for 1,2,3 & 5 year loans
- Additional repayment option
- Top up facility
- Redraw facility
Personal
I’m a home owner who wants an ongoing variable rate and an easy-to-manage home loan.
- 100% Offset account
- Top up facility
- No annual ongoing fees
- Redraw facility
- Additional repayment option
Try our helpful tools and calculators
Learn how to make the most of your money with our tools and calculators.
Repayment Calculator
Use our home loan repayments calculator to determine your repayments on one of our home loans.
Learn more
Personal Loan Calculator
Calculate the repayments on your personal loan by using our personal loan calculator.
Learn more
Savings Plan Calculator
Determine how a savings plan will boost your account balance over a selected period of time.
Learn more
Car Loan Calculator
Use our car loan calculator to see if you can afford to buy that car.
Learn more
Why bank with Illawarra Credit Union?
We help you make more
of your money.
Our profits go back into better products and services, so we can offer you great rates and lower fees.
We focus on people,
not profits.
Unlike banks, we value our members. You're not just a customer, but an owner too. We're committed to serving our members and being there for you, in every stage of your life.
We believe in community prosperity, we give back.
We're committed to supporting our local communities. We support a range of local charities, sporting associations, community groups and events.
Download our moneytree app
moneytree is our mobile banking app that gives you the freedom to bank anywhere, anytime.
Download moneytree from the app store or google play. It’s banking made easy.
