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Bank & Save
Pay for the everyday, with our range of accounts and products that help you stay in control and on track and build your savings faster with our savings accounts and term deposits.
- Everyday accounts
- Term deposit
  - Personal term deposit
- Save
- International services
your financial wellness
Understanding your financial wellbeing is a key step to building a healthy financial future.
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Home loans
Buying, investing, refinancing, building. It’s all possible with our home loan options.
- Packaged home loans
  - The works package variable
  - The works package fixed
- Basic home loan
- Standard home loan
  - The standard variable home loan
  - The standard fixed
- Salary package home loans
  - Standard salary package fixed
  - Standard salary package variable
first home owners offer
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Personal Loans
Find the right personal loan from Illawarra Credit Union for your needs and apply online.
- View all personal loans
- Packaged personal loan
  - Online personal loan package
- Secured personal loans
- Credit card
  - Low rate credit card
- Green loans
  - Green car loan
  - Green eco loan
repayment calculator
Discover what you could afford and calculate the repayments on your Illawarra Credit Union Personal Loan.
What are my repayments?
Insurance
Be protected from the unexpected with our range of home and contents, car insurance, and CTP greenslip insurance.
- This one simple tip could save your home from water damage
- TPD Insurance
- Insurance
- Home & contents
  - Home & contents insurance
  - Landlord insurance
after home & contents insurance?
Get your quote online
Business
Whatever your needs, our range of everyday business banking options will have you covered.
- Make an enquiry
- Business accounts
  - Everyday business
  - Cash management
- Business loans
  - Business overdraft
- Term deposit
  - Business term deposit
- EFTPOS
  - Smartpay EFTPOS
set up your bank feeds
It's automatic, it's secure and it's making banking and reconciling easier.
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About Us
Contact Us
BSB: 802-249

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Your Questions Answered

Who is Illawarra Credit Union?

Our Credit Union

Find out who we are, and where we came from.

Find out who we are

Our team

Meet our Board of Directors and Management Team.

Meet our team

Our community

Find out how we get involved in our local community.

Our partnership program

Careers

Stay up-to-date on job opportunities and employee benefits.

Join our team

Mobile Lenders

Meet our local Area Lending Managers.

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Our customers thoughts

What our customers are saying about us.

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We're Award Winning

2021 Mozo Experts Choice Australia's Best Credit Union

2021 Mozo Experts Choice Australia's Best Credit Union

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2021 Finder Awards Finalist Low Rate Credit Card

2021 Finder Awards Finalist Low Rate Credit Card

no bull credit card

2021 Mozo Experts Choice Bare Essentials First Home Owners Special Offer

2021 Mozo Experts Choice Bare Essentials First Home Owners Special Offer

Bare Essentials First home owners special offer

2021 Mozo Experts Choice The Works Variable Home Loan (Package)

2021 Mozo Experts Choice The Works Variable Home Loan (Package)

The Works Package 2 year intro special

2021 Mozo Experts Choice The Works Special Variable Home Loan

2021 Mozo Experts Choice The Works Special Variable Home Loan

The Works Package 2 year intro special

2021 Mozo Experts Choice The Works Special Variable Home Loan

2021 Mozo Experts Choice The Works Special Variable Home Loan

The Works Package 2 year intro special

2018 Mozo Experts Choice Car Loan

2018 Mozo Experts Choice Car Loan

Online Personal Loan Package

2018 Mozo Experts Choice Excellent Credit Secured Personal Loan

2018 Mozo Experts Choice Excellent Credit Secured Personal Loan

Online Personal Loan Package

2018 Mozo Experts Choice Excellent Credit Secured Personal Loan

2018 Mozo Experts Choice Excellent Credit Secured Personal Loan

Online Personal Loan Package

2018 CANSTAR 5 Star Rating for Outstanding Value

2018 CANSTAR 5 Star Rating for Outstanding Value

Saver Account

What our customers say

My wife and I have always had excellent and courteous service from any member of the Illawarra Credit Union that we have dealt with. Because of this, even though we now live in Goulburn, we still use this credit union for all our financial dealings.

Thomas

Liam made the whole refinancing (to ICU) process easy and answered all my questions (I had a lot!) along the way. Most impressed with how swiftly my application was actioned – the big 4 can’t even compare! Thank you so much!!

Sermin

Personalised approach and knowledgeable staff.

Robert

We have always found the staff at ICU to be responsive to our needs, always friendly and very efficient.

Margaret

get in touch

Not sure what's the best fit for your needs? No worries. Get in touch with one of our banking specialists today.

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Any advice given is of a general nature only and does not take into consideration your personal circumstances. Please consider the appropriateness of the advice before acting. Eligibility criteria, t&cs, fees & charges may apply for loan products. 38-40 Young St Wollongong. Please refer to our Financial Services Guide for more information about us. For any additional account and product information refer to the Account and Access Facility Conditions of Use or our other related disclosure documents.