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Banking. Select the account that works for everyday transactions.
Save. Build your savings faster with our savings accounts and term deposits.
Personal Loans. Personal loan options to fit your needs.
Home Loans. Buying, investing, refinancing, building. It's all possible with our home loan options.
Planning. Make your money work for you.
Travel. Protect your treasures with our insurance options.
Insurance. Home and contents, car, and ctp greenslip insurance.
Ways to Bank. Seamless payments with moneytree, Pays and real-time Osko payments.
Credit Card. Low rate credit card.
Everyday. Everyday business accounts to help manage your cashflow.
Loans. Business loans and overdrafts to help you grow your business.
Payments. Smartpay EFTPOS & Bank feeds to simplify your business banking.
Term Deposits. Save & earn with our term deposit options.
Calculators. Calculate it.
Education. FAQ, How-To, Jargon Buster.
Your Financial Wellness. Get advice to build a plan and keep you on track.

Your Questions Answered

Who is Illawarra Credit Union?

Our Credit Union

Find out who we are, and where we came from.

Find out who we are

Our team

Meet our Board of Directors and Management Team.

Meet our team

Our community

Find out how we get involved in our local community.

Our partnership program

Careers

Stay up-to-date on job opportunities and employee benefits.

Join our team

Mobile Lenders

Meet our local Area Lending Managers.

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Our customers thoughts

What our customers are saying about us.

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We're Award Winning

2021 Mozo Experts Choice Bare Essentials First Home Owners Special Offer
2021 Mozo Experts Choice Bare Essentials First Home Owners Special Offer
Bare Essentials First home owners special offer

2021 Mozo Experts Choice The Works Variable Home Loan (Package)
2021 Mozo Experts Choice The Works Variable Home Loan (Package)
The Works Package 2 year intro special

2021 Mozo Experts Choice The Works Special Variable Home Loan
2021 Mozo Experts Choice The Works Special Variable Home Loan
The Works Package 2 year intro special

2021 Mozo Experts Choice The Works Special Variable Home Loan
2021 Mozo Experts Choice The Works Special Variable Home Loan
The Works Package 2 year intro special

2018 Mozo Experts Choice Car Loan
2018 Mozo Experts Choice Car Loan
Online Personal Loan Package

2018 Mozo Experts Choice Excellent Credit Secured Personal Loan
2018 Mozo Experts Choice Excellent Credit Secured Personal Loan
Online Personal Loan Package

2018 Mozo Experts Choice Excellent Credit Secured Personal Loan

2018 Mozo Experts Choice Excellent Credit Secured Personal Loan
Online Personal Loan Package

2018 CANSTAR 5 Star Rating for Outstanding Value
2018 CANSTAR 5 Star Rating for Outstanding Value
Saver Account

What our customers say

My wife and I have always had excellent and courteous service from any member of the Illawarra Credit Union that we have dealt with. Because of this, even though we now live in Goulburn, we still use this credit union for all our financial dealings.

Thomas

Liam made the whole refinancing (to ICU) process easy and answered all my questions (I had a lost!) along the way. Most impressed with how swiftly my application was actioned – the big 4 can’t even compare! Thank you so much!!

Sermin

Personalised approach and knowledgeable staff.

Robert

We have always found the staff at ICU to be responsive to our needs, always friendly and very efficient.

Margaret

get in touch

Not sure what's the best fit for your needs? No worries. Get in touch with one of our banking specialists today.

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