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What is a bridging loan? Have you found yourself in a position where you have found your next property before you have sold your existing one? This is where we can help bridge the gap. A bridging loan is a short term option that covers the…

A fringe benefit is generally a non-cash benefit received by an employee (or an associate of the employee) as a result of their employment. This may include the use or ownership of something, enjoyment of a privilege or use of a service. While fringe benefits…

This detailed article comments on investments that can be held within super and outlines strategies for different situations at different stages of life. Much of the focus of making super simpler is based on how to get money into or out of the system in the…

There are many super funds to choose from, so don't pick the first one you see. There's a fund out there that's just right for you. There are many types of super fund, each is a bit different. Knowing the different types of fund will make…

Most of us will live in two or three family homes during our lives. You might find that over this time our needs change as does our capacity to meet those needs. So when the time comes for a move; is buying a new home a…

Over 1.5 million Australian homes, around one in six households, currently generate at least some of their own electricity from solar panels mounted on their rooftops. While environmental concerns motivated some of those households, the overwhelming reason why most people went solar was to save…

Total and Permanent Disability (TPD) insurance provides a lump sum payment should you suffer an illness or injury which totally and permanently prevents you from working again. There are broadly two main definitions of Total and Permanent Disability: • own occupation The insured must show they have a…

The common belief “it won’t happen to me” often results in many people having a sound plan for wealth creation but not an adequate plan to protect the very thing that generates the wealth—themselves! How death, disability or illness affects your ability (or your family’s ability)…

With so much uncertainty surrounding the Reserve Bank’s monthly decision on what to do with interest rates, it is timely to think about your loans and whether they are structured to suit your needs into the future. One of the most obvious considerations for your home…

When you make the choice to share a life with someone, you end up combining many things: your dishes, the contents of your medicine cabinets, your pets. These actions require some gentle compromise — whose glassware stays and whose goes, for instance. But when you're…