Bucket account.

Perfect for everyday and to help you save for the future. Open up to 9 bucket accounts to manage your money, save for a rainy day or out money away for a special occasion.

Apply now

3 mason jars with coins

What’s Included.

Everything you need right here – open up to 9 bucket accounts to manage your money, your way.

$0 account keeping fees

No monthly account keeping fees & no minimum monthly deposits.

Open up to 9 accounts

Open multiple accounts to bucket your funds.

Manage your accounts anywhere at anytime

24/7 access with e-statements, internet banking & our moneytree app – banking from your phone or tablet.

Paired with a transaction account

You’ll need to open on of our transaction accounts to open your bucket accounts.

Here's what you need to know.

It’s easy to apply online.

Who can apply?

You’ll need to have an Everyday, Everyday Student or Everyday Plus account to be eligible for a Everyday Bucket account. Your Everyday account may have different fees and charges please refer to our Fees and Charges.

A minimum of $1 is required to open the account and you’ll be able to open up to 9 accounts to help you bucket your funds.

Other transaction fees and charges may apply, please refer to our Fees and Charges.

What you’ll need.

  • An email address and contact number
  • Member number (If you’re already a customer)
  • If your not already a customer you’ll need an Australian driver’s licence, Medicare card, passport details or Australian birth certificate to identify yourself
Young girl putting money into jar labelled education

Create your buckets.

You can create up to 9 buckets to help you manage your day to day banking. To help you get started, here’s some buckets you may want to consider setting up

  • Bills: a bucket for all your bills, including utility bills, insurance, memberships, rent or mortgage repayments, or any other debts you may have e.g. credit card or personal loans.
  • Spend: a bucket for any splurge items, which could include a night out, or that special something you’ve been wanting to buy.
  • Save: a bucket for savings, which can help with those last minute expenses or help you buy that item you’ve been dreaming about.
  • Everyday: a bucket for your everyday items, including groceries, public transport and petrol etc.

Setting up your bucket accounts is as easy as 1, 2, 3!

Log into Internet Banking.

Select ‘products’, then ‘new savings account’ to open your new bucket accounts.

Give them nicknames.

Go to the ‘settings’, then ‘account settings’ of each account to change their names.

Manage it.

Keep an eye on your accounts anywhere, anytime using internet banking or moneytree.

Children and Finance It's never to early to start.

26/05/2020 · Approx. 2 min read  ·  Saving

Children see money nearly every day, and as they become old enough to recognise the currency value on coins and notes they’ll want to start counting – be mindful that very small children and coins don’t mix well. If you decide…

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We're here for you.

Sometimes you just need to reach out to find what's the best fit for you. No worries! We're here to support you with whatever you need.

Our opening hours

Our contact centre is open Monday-Friday 9am-5pm (AEDT)

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Ways to bank

Looking for ways you can bank with the Illawarra Credit Union?

Ways to bank

Are you a First Home Buyer?

With as little as 5% deposit, eligible first home buyers have the opportunity to purchase a property through the First Home Guarantee (FHBG).

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Important notes

Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees and Charges for more details. Fees and charges are payable. Terms and conditions apply and are available on request. BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518.  Osko® is a registered trademark by BPAY Pty Ltd ABN 69 079 137 518.  Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd.  Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and our Fees and Charges for more details. Fees and charges are payable. Terms and conditions apply and are available on request.

Apply now.

Already a customer?

Apply in internet banking

New customer?

Apply online