Are you 55+ and want simple banking? Spend, save and earn interest all in one account.
It's easy with your Visa card, or our increasing options of Pays and wearables. The choice is yours with Illawarra Credit Union.
Tap your own way - Google Pay™, Apple Pay®, Samsung Pay®, Fitbit Pay™ and Garmin Pay™.
24/7 access with e-statements, internet banking & our moneytree app - banking from your phone or tablet.
Get paid into your account.
Earn interest with your Everyday Plus account.
Make a payment and know it has been received and cleared in minutes - Osko®& PayID.
Open your account today.
Someone from our team will be in contact within 1 business day to get you started with everything you need. It’s simple banking.
balance | interest rate |
$0 – $9,999 | 0.05%p.a. |
$10,000 – $29,999 | 0.05%p.a. |
$30,000 – $49,999 | 0.05%p.a. |
$50,000 – $99,999 | 0.35%p.a. |
$100,000 – $249,999 | 0.35%p.a. |
$250,000 + | 0.55%p.a. |
Interest is calculated daily on closing credit tier balance, credited 31 March, 30 June, 30 September & 31 December.
Refer to our Summary of Accounts & Availability of Access Facilities for more information.
To reduce or cancel your credit limit complete our online form or call us on 13 22 49.
Account keeping fees | |
Monthly account keeping fee | $6 |
Say goodbye to your monthly account keeping fee, simply by following our tips below:
Transaction fees and charges may apply, please refer to our Fees, Charges and Transaction Limits brochure.
Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for more details. Fees and charges are payable. Terms and conditions apply and are available on request.
BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518. Osko® is a registered trademark by BPAY Pty Ltd ABN 69 079 137 518. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd.
That's what we're here for. Just give us a call, and our team will help you setup your Everyday Plus transaction account.
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Scheduled Maintenance: Find out more about upcoming changes.