Everyday Student

Easy access to your money with no monthly account keeping fees? Meet our Everyday Student account. It's perfect for students who want a simple banking solution, with all the online services.

what's included.

$0 account keeping fees.

No monthly account keeping fees & no minimum monthly deposits.

Instant payments.

Make a payment and know it has been received and cleared in minutes - Osko® & PayID.

Always on.

24/7 access with e-statements, internet banking & our moneytree app - banking from your phone or tablet.

Tap & Go.

It's easy with your Visa card, or our increasing options of Pays and wearables. The choice is yours with Illawarra Credit Union.

Your pay.

Get paid into your account.

it starts here

Open your account today.

All you need to do is

  • Select the ‘open now’ button,
  • Fill out the short form by following the prompts.
  • Hit submit!

What happens next?

Someone from our team will be in contact within 1 business day to get you started with everything you need. It’s simple banking.

get started

open now

Things you need to know.

Our student account is for anyone between the ages of 12-23 years of age and it’s limited to one account per membership.


Balance Interest rate
$0+ 0.00% p.a.

Interest is calculated daily on closing credit tier balance, credited 31 March, 30 June, 30 September & 31 December.

Refer to our Summary of Accounts & Availability of Access Facilities for more information.


Account keeping fees
Monthly account keeping fee $0


Transaction fees and charges may apply, please refer to our Fees, Charges and Transaction Limits brochure.

Important notes

Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees and Charges for more details. Fees and charges are payable. Terms and conditions apply and are available on request.

BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518.  Osko® is a registered trademark by BPAY Pty Ltd ABN 69 079 137 518. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd.


Your Financial Wellness

Getting your finances fit.

Find out more

Frequently Asked Questions

Find the answer to our frequently asked questions here. We're here to help, so if you can't find the answer here, just give us a call.

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Ways to bank

Easy as 1, 2, 3.

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Need help saving for something a little extra?

Take the temptation out of spending your goal money with our Bonus Saver account. Its designed to help you save your money.

Apply now.

Already a customer?

Apply in internet banking

New customer?

Apply online