Everyday Student
Easy access to your money with no monthly account keeping fees? Meet our Everyday Student account. It's perfect for students who want a simple banking solution, with all the online services.
what's included.
Keep your cash.
No monthly account keeping fees & no minimum monthly deposits.
Instant payments.
Make a payment and know it has been received and cleared in minutes - Osko®& PayID.
Always on.
24/7 access with e-statements, internet banking & our moneytree app - banking from your phone or tablet.
Tap & Go.
It's easy with your Visa card, or our increasing options of Pays and wearables. The choice is yours with Illawarra Credit Union.
Your pay.
Get paid into your account.
it starts here
Open your account today.
All you need to do is
- Select the ‘open now’ button,
- Fill out the short form by following the prompts.
- Hit submit!
What happens next?
Someone from our team will be in contact within 1 business day to get you started with everything you need. It’s simple banking.
get started
Here's what you need to know
Our student account is for anyone between the ages of 12-18 years AND for anyone studying at Uni or TAFE between 18 – 23 years of age. Just show us your student card and we’ll do the rest.
If you’re aged under 18 you don’t pay a monthly account keeping fee. It’s just another way we show our support for your financial future.
If you’re under 23 and a University or TAFE student, your monthly account keeping fee is waived. You will need to provide proof of your student status annually to ensure you’re eligible and can retain the Everyday Student account.
interest
| Balance | Interest rate |
| $0+ | 0.00% p.a. |
Interest is calculated daily on closing credit tier balance, credited 31 March, 30 June, 30 September & 31 December.
Refer to our Summary of Accounts & Availability of Access Facilities for more information.
Fees
| Account keeping fees | |
| Monthly account keeping fee | $0 |
Transaction fees and charges may apply, please refer to our Fees, Charges and Transaction Limits brochure.
important notes
Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for more details. Fees and charges are payable. Terms and conditions apply and are available on request.
BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518. Osko® is a registered trademark by BPAY Pty Ltd ABN 69 079 137 518. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd.
Need help saving for something a little extra?
Take the temptation out of spending your goal money with our Bonus Saver account. Its designed to help you save your money.
