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Bank & Save
Pay for the everyday, with our range of accounts and products that help you stay in control and on track and build your savings faster with our savings accounts and term deposits.
- Everyday accounts
- Term deposit
  - Personal term deposit
- Save
- International services
your financial wellness
Understanding your financial wellbeing is a key step to building a healthy financial future.
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Home loans
Buying, investing, refinancing, building. It’s all possible with our home loan options.
- Packaged home loans
  - The works package variable
  - The works package fixed
- Basic home loan
- Standard home loan
  - The standard variable home loan
  - The standard fixed
- Salary package home loans
  - Standard salary package fixed
  - Standard salary package variable
first home owners offer
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Personal Loans
Find the right personal loan from Illawarra Credit Union for your needs and apply online.
- View all personal loans
- Packaged personal loan
  - Online personal loan package
- Secured personal loans
- Credit card
  - Low rate credit card
- Green loans
  - Green car loan
  - Green eco loan
repayment calculator
Discover what you could afford and calculate the repayments on your Illawarra Credit Union Personal Loan.
What are my repayments?
Insurance
Be protected from the unexpected with our range of home and contents, car insurance, and CTP greenslip insurance.
- This one simple tip could save your home from water damage
- TPD Insurance
- Insurance
  - CTP green slip insurance
  - Motor vehicle insurance
- Home & contents
  - Home & contents insurance
  - Landlord insurance
after home & contents insurance?
Get your quote online
Business
Whatever your needs, our range of everyday business banking options will have you covered.
- Make an enquiry
- Business accounts
  - Everyday business
  - Cash management
- Business loans
  - Business overdraft
- Term deposit
  - Business term deposit
- EFTPOS
  - Smartpay EFTPOS
set up your bank feeds
It's automatic, it's secure and it's making banking and reconciling easier.
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About Us
Contact Us
BSB: 802-249

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We're here to help.

We've updated our branch hours of operation.

Well before Covid-19, we noticed a shift in the way our customers’ bank with us; with a decrease in customers transacting at our branches, particularly in the afternoon. For this reason, effective from Tuesday 6 October, we’ll be updating our branch operation hours for our Helensburgh and Corrimal branches. Our new operating hours will be 9:30am-1:30pm Monday – Friday (AEST).

These changes are focused on ensuring we’re meeting the needs of our customers. These hours will ensure our staff can continue to support our customers who utilise our branch network, and can support our Member Direct team, which had seen an increase in calls in the previous months.

Ways to bank with us

Call us on 13 22 49. Our team is also available to assist with any enquiries via our call centre, which is opened between 9:00am and 5:00pm Monday to Friday.

You can deposit cash or cheques, plus withdraw money at participating Australian post offices. It’s safe, secure and ensures that you can bank anywhere a [email protected] is offered. You’ll just need to bring your Illawarra credit union visa debit card. Find a [email protected] outlet.

Utilise your Visa debit card to access your funds via any major bank atm free of charge. Plus, you can load your visa debit card to any of our pays solutions so you can make payments on the go. If you need to order a Visa debit card, or activate your existing card, call us on 13 22 49.