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Bank & Save
Pay for the everyday, with our range of accounts and products that help you stay in control and on track and build your savings faster with our savings accounts and term deposits.
- Everyday accounts
- Term deposit
  - Personal term deposit
- Save
- International services
wildlife saver
Save for your future while helping our animals with Illawarra Credit Unions wildlife saver.
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Home loans
Buying, investing, refinancing, building. It’s all possible with our home loan options.
- Packaged home loans
  - The works package variable
  - The works package fixed
- Basic home loan
- Standard home loan
  - The standard variable home loan
  - The standard fixed
- Salary package home loans
  - Standard salary package fixed
  - Standard salary package variable
- Australian Government Home Guarantee Scheme
  - First Home Guarantee (FHBG)
  - Family Home Guarantee (FHG)
first home guarantee (fhbg)
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Personal Loans
Find the right personal loan from Illawarra Credit Union for your needs and apply online.
- View all personal loans
- Packaged personal loan
  - Online personal loan package
- Secured personal loans
- Credit card
  - Low rate credit card
- Green loans
  - Green car loan
  - Green eco loan
repayment calculator
Discover what you could afford and calculate the repayments on your Illawarra Credit Union Personal Loan.
What are my repayments?
Insurance
Be protected from the unexpected with our range of home and contents, car insurance, and CTP greenslip insurance.
- This one simple tip could save your home from water damage
- TPD Insurance
- Insurance
- Home & contents
  - Home & contents insurance
  - Landlord insurance
after home & contents insurance?
Get your quote online
Business
Whatever your needs, our range of everyday business banking options will have you covered.
- Make an enquiry
- Business accounts
  - Everyday business
  - Cash management
- Business loans
  - Business overdraft
- Term deposit
  - Business term deposit
- EFTPOS
  - Smartpay EFTPOS
set up your bank feeds
It's automatic, it's secure and it's making banking and reconciling easier.
Get started today
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BSB: 802-249

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Target Market Determination

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Servicing Calculator

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Statutory declaration

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Apply Online Reference

Declarations and consents

Home loan application

Responsible lending not unsuitable

IllawarraCU VOI form

Rate lock fee application

NHFIC FHGB & FHG Documents.

General Documents

Home Buyer Declaration

Statutory Declaration

NHFIC Scheme Rules

Participating Lender Guider

Scheme Portal User Manual

First Home Guarantee (FHBG) Documents

Declarations & Consent – FHBG

Factsheet – FHBG

Scheme Information Guide – FHBG

Eligibility Checklist – FHBG

Family Home Guarantee (FHG) Documents

declarations & consent – fhg

factsheet – fhg

scheme information guide – fhg

eligibility checklist – fhg

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Any advice given is of a general nature only and does not take into consideration your personal circumstances. Please consider the appropriateness of the advice before acting. Eligibility criteria, t&cs, fees & charges may apply for loan products. 38-40 Young St Wollongong. Please refer to our Financial Services Guide for more information about us. For any additional account and product information refer to the Account and Access Facility Conditions of Use or our other related disclosure documents.