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Bank & Save
Pay for the everyday, with our range of accounts and products that help you stay in control and on track and build your savings faster with our savings accounts and term deposits.
- Everyday accounts
- Term deposit
  - Personal term deposit
- Save
- International services
your financial wellness
Understanding your financial wellbeing is a key step to building a healthy financial future.
Let's get started
Home loans
Buying, investing, refinancing, building. It’s all possible with our home loan options.
- Packaged home loans
  - The works package variable
  - The works package fixed
- Basic home loan
- Standard home loan
  - The standard variable home loan
  - The standard fixed
- Salary package home loans
  - Standard salary package fixed
  - Standard salary package variable
first home owners offer
Learn More
Personal Loans
Find the right personal loan from Illawarra Credit Union for your needs and apply online.
- View all personal loans
- Packaged personal loan
  - Online personal loan package
- Secured personal loans
- Credit card
  - Low rate credit card
- Green loans
  - Green car loan
  - Green eco loan
repayment calculator
Discover what you could afford and calculate the repayments on your Illawarra Credit Union Personal Loan.
What are my repayments?
Insurance
Be protected from the unexpected with our range of home and contents, car insurance, and CTP greenslip insurance.
- This one simple tip could save your home from water damage
- TPD Insurance
- Insurance
- Home & contents
  - Home & contents insurance
  - Landlord insurance
after home & contents insurance?
Get your quote online
Business
Whatever your needs, our range of everyday business banking options will have you covered.
- Make an enquiry
- Business accounts
  - Everyday business
  - Cash management
- Business loans
  - Business overdraft
- Term deposit
  - Business term deposit
- EFTPOS
  - Smartpay EFTPOS
set up your bank feeds
It's automatic, it's secure and it's making banking and reconciling easier.
Get started today
Apply now
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Help & support
About Us
Contact Us
BSB: 802-249

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Become a customer

Business

Simplify the everyday, save without the commitment. Whatever your needs, our range of everyday business banking options will have you covered.

Everyday business banking

Select your new bank account, open it online and start using it today.

Everyday Business.

We've simplified banking so you can focus on your business.

Cash Management.

Get a top rate without being tied down.

Important notes

Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees and Charges for more details. Fees and charges are payable. Terms and conditions apply and are available on request.

How to?

Set up your bank feeds

It's automatic, it's secure and it's making banking and reconciling easier.

Find out more

Activate Osko & PayID®

Making transfers and finance management easier than ever before.

Find out more

Start using Smartpay

Reliable, secure and innovative payment solutions for our business customers.

Find out more

Speak to a business banking expert.

Contact Us

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Rates & Fees

Osko® & PayID

Login to Online Banking

Become a customer

Any advice given is of a general nature only and does not take into consideration your personal circumstances. Please consider the appropriateness of the advice before acting. Eligibility criteria, t&cs, fees & charges may apply for loan products. 38-40 Young St Wollongong. Please refer to our Financial Services Guide for more information about us. For any additional account and product information refer to the Account and Access Facility Conditions of Use or our other related disclosure documents.