Cash Management

Get a top rate without being tied down.

what's included.

Whether you are an individual or a business enjoy the flexibility of saving with higher interest and access when you want it.

Keep your cash.

No monthly account keeping fees & no minimum monthly deposits.

Always on.

24/7 access with e-statements, internet banking & our moneytree app - banking from your phone or tablet.

Higher rates of interest.

Flexibility to access your money anytime.

Interest & fees

For the business owner who enjoys the flexibility of saving when they want.

A minimum of $500 is required to get started.

No account keeping fees apply (other fees and charges may apply).

Note: For additional information on our fees, refer to our Fees, Charges and Transaction Limits brochure.

Balance Interest Rate
$0 – $4,999 0.05% p.a.
$5,000 – $9,999 0.05% p.a.
$10,000 – $19,999 0.70% p.a.
$20,000 – $49,999 0.75% p.a.
$50,000 – $99,999 1.50% p.a.
$100,000 + 1.55% p.a.

Interest is calculated daily on closing credit balance, credited 31 March, 30 June, 30 September & 31 December each year.

important notes

Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for more details. Fees and charges are payable. Terms and conditions apply and are available on request. 

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