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Bank & Save
Pay for the everyday, with our range of accounts and products that help you stay in control and on track and build your savings faster with our savings accounts and term deposits.
- Everyday accounts
- Term deposit
  - Personal term deposit
- Save
- International services
wildlife saver
Save for your future while helping our animals with Illawarra Credit Unions wildlife saver.
Let's get started
Home loans
Buying, investing, refinancing, building. It’s all possible with our home loan options.
- Packaged home loans
  - The works package variable
  - The works package fixed
- Basic home loan
- Standard home loan
  - The standard variable home loan
  - The standard fixed
- Salary package home loans
  - Standard salary package fixed
  - Standard salary package variable
- Australian Government Home Guarantee Scheme
  - First Home Guarantee (FHBG)
  - Family Home Guarantee (FHG)
first home guarantee (fhbg)
Learn More
Personal Loans
Find the right personal loan from Illawarra Credit Union for your needs and apply online.
- View all personal loans
- Packaged personal loan
  - Online personal loan package
- Secured personal loans
- Credit card
  - Low rate credit card
- Green loans
  - Green car loan
  - Green eco loan
repayment calculator
Discover what you could afford and calculate the repayments on your Illawarra Credit Union Personal Loan.
What are my repayments?
Insurance
Be protected from the unexpected with our range of home and contents, car insurance, and CTP greenslip insurance.
- This one simple tip could save your home from water damage
- TPD Insurance
- Insurance
- Home & contents
  - Home & contents insurance
  - Landlord insurance
after home & contents insurance?
Get your quote online
Business
Whatever your needs, our range of everyday business banking options will have you covered.
- Make an enquiry
- Business accounts
  - Everyday business
  - Cash management
- Business loans
  - Business overdraft
- Term deposit
  - Business term deposit
- EFTPOS
  - Smartpay EFTPOS
set up your bank feeds
It's automatic, it's secure and it's making banking and reconciling easier.
Get started today
Apply now
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About Us
Contact Us
BSB: 802-249

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Become a customer

Grow your business

Ready to take your business to the next level? Lets us help you

Build your business with our range of financial solutions

Business Overdraft

7.40% p.a.

Variable interest rate

Features

done Ability to link to an Everyday Business account.

done Get access to funds when you need it most.

done 24/7 access with e-statements, internet banking & our moneytree app - banking from your phone or tablet.

Apply now Learn more

Simplify your everyday

Set up your bank feeds

It's automatic, it's secure and it's making banking and reconciling easier.

Find out more

Start using Smartpay EFTPOS

Reliable, secure and innovative payment solutions for our business customers.

Find out more

Important notes

Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure for current details on fees and charges applicable to our loans.

Manage your Everyday Banking

Open an Everyday Business Transaction account today.

Everyday Business

quick links

Rates & Fees

Osko® & PayID

Login to Online Banking

Become a customer

Any advice given is of a general nature only and does not take into consideration your personal circumstances. Please consider the appropriateness of the advice before acting. Eligibility criteria, t&cs, fees & charges may apply for loan products. 38-40 Young St Wollongong. Please refer to our Financial Services Guide for more information about us. For any additional account and product information refer to the Account and Access Facility Conditions of Use or our other related disclosure documents.