FAQs - Google Pay™ & Samsung Pay

When you add your Illawarra Credit Union Visa Card to Apple Pay, the card will be defaulted to the Visa network for payments with Apple Pay.

To change the payment network on iPhone

• Open the Wallet app,
• tap on your Illawarra Credit Union Visa Card
• tap the symbol and choose the network.
• You can also change the payment network prior to tapping your device. Simply, authenticate, choose network on screen, then tap device for payment.

To change the payment network on Apple Watch

• double-click the side button and select your Illawarra Credit Union Visa Card
• firmly press the display and choose the network.

Google Pay^TM is a free app that allows you to pay with your Illawarra Credit Union card with a tap of your phone while enjoying the same benefits and protection of your physical card. Add an eligible credit card and you’re ready to tap and pay for purchases. Use Google Pay in participating mobile apps and anywhere contactless payments are accepted.

To learn more, visit www.support.google.com/googlepay.

Yes. Google Pay^TM has a number of security features:

• Your physical card number is not stored on your phone
• Just like a contactless transaction with your Illawarra Credit Union card, Google Pay will not work for purchases over $100 unless you enter your PIN at the terminal
• If your phone is ever lost or stolen, you can use Android Device Manager (www.google.com/android/devicemanager) to instantly lock your device, or even wipe it clean of any personal information
• You will continue to enjoy $0 liability for unauthorised transactions the same as when using your physical card

All smartphones that are enabled with NFC technology, have Android KitKat 4.4 or above operating system and have an Australian carrier, are compatible with Google Pay.

1. Wake your phone by tapping the home or power button
2. Hold the back of your smartphone over the contactless symbol at checkout when prompted by the cashier
3. If the transaction is over $100 you will need to enter your card PIN at the terminal
4. Confirm with the merchant that the Google Pay transaction has been accepted and collect your receipt
5. To make a purchase in a mobile app, select Google Pay at checkout. Your Illawarra Credit Union card and address details will be automatically added