FAQ - Personal loans

Find out all you need to know about personal loans.

A variable product means that your interest rate may change throughout the term of your loan, as it’s influenced by the market. While a fixed interest rate means you’ve locked in a rate for the duration of your loan.

Our secured personal loans require you to secure the loan with the asset you are purchasing, such as your car, bike, caravan, or new jet ski.

On the other hand, an unsecured loan does not require you to secure your loan with an asset.

It’s a feature of your loan which will allow you to redraw any additional repayments you’ve made to your loan.

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