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Bank & Save
Pay for the everyday, with our range of accounts and products that help you stay in control and on track and build your savings faster with our savings accounts and term deposits.
- Everyday Accounts
- Term Deposit
  - Term Deposits
- Save
- International Services
Wildlife Saver
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Home loans
Buying, investing, refinancing, building. It’s all possible with our home loan options.
- Packaged Home Loans
  - The Works Package Variable
  - The Works Package Fixed
- Basic Home Loans
  - Bare Essentials Variable
  - Bare Essentials Fixed
- Standard Home Loans
  - The Standard Variable
  - The Standard Fixed
- Australian Government Home Guarantee Scheme
First Home Guarantee (FHBG)
Learn More
Personal Loans
Find the right personal loan from Illawarra Credit Union for your needs and apply online.
- View all personal loans
- Packaged Personal Loan
  - Online Personal Loan Package
- Secured Personal Loans
- Credit Card
  - Low Rate Credit Card
Repayment Calculator
What are my repayments?
Insurance
Be protected from the unexpected with our range of life, home and contents, car insurance, and residential landlords insurance.
Life Insurance
Get your quote online
Business
Whatever your needs, our range of everyday business banking options will have you covered.
- Make an enquiry
- Business Accounts
  - Everyday Business
  - Cash Management
- Business Loans
  - Business Overdraft
- Term Deposit
  - Business Term Deposit
- EFTPOS
  - Smartpay EFTPOS
Set up your bank feeds
It's automatic, it's secure and it's making banking and reconciling easier.
Get started today
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BSB: 802-249

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FAQs

How do I top up my home loan?

Our variable rate home loans allow you to top up your loan, subject to credit approval. Top up is not available on our fixed rate home loans. You simply need to get in touch with us to set this up.

Rates & Fees

Osko® & PayID

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Any advice given is of a general nature only and does not take into consideration your personal circumstances. Please consider the appropriateness of the advice before acting. Eligibility criteria, t&cs, fees & charges may apply for loan products. 38-40 Young St Wollongong. Please refer to our Financial Services Guide for more information about us. For any additional account and product information refer to the Account and Access Facility Conditions of Use or our other related disclosure documents. Target Market Determinations, available here.

Illawarra Credit Union will not be held responsible for the information contained within a site accessed via this site. Should you enter another site through such links, the content will not have been produced, checked for accuracy, or reviewed by the Credit Union. Any endorsements or any opinions offered are not necessarily those of the Credit Union.