The faster way to refinance

Found a better home loan for your needs? Want to refinance in a fraction of the usual time with less hassle? FASTRefi® makes it easy.

What is FASTRefi®?

FASTRefi® is a simple process that makes it easier than ever to refinance your current home loan* to the Illawarra Credit Union. There’s no need to arrange a settlement with your other financial institution and in most cases, once approved, you’ll have access to your new home loan in as little as 48 hours, rather than weeks. There’s a lot less paperwork too.

Switch Faster

Your home loan can be refinanced in as little as 48 hours.

Switch Easier

No need to deal with your old home loan provider, we do it for you.

Zero Extra Cost

No additional fees to use FASTRefi®.

Save Sooner

Access your new home loan and lower interest rate in days, not weeks.

Thousands of Australians use FASTRefi® every month. You can too.

FASTRefi® can be used to switch to any home loan offered by the Illawarra Credit Union. However, your current home loan provider needs to be an approved Other Financial Institution.

Ready to make the switch? Start by exploring our current range of home loans and interest rates.

Important notes

Illawarra Credit Union ABN 14 087 650 771 AFSL/Australian Credit Licence 245576. Fees and Charges apply. Terms and Conditions apply and are available upon request.

*FASTRefi® is only available on eligible home loans with your current lender; if your other lender is on the FASTRefi® process list of eligible financial institutions. Your current lender may charge you fees related to the closure of your loan in line with their applicable Fees and Charges. Suitability for the FASTRefi® product is determined by Illawarra Credit Union. All applications for credit are subject to approval under our prevailing credit criteria. This information has been provided without taking into account your objectives, financial situation or needs. Before acquiring a loan with the Illawarra Credit Union, you should read the Product Disclosure Statement related to the appropriate product as well as the Terms and Conditions available at any branch or on our website or by calling 1300 132 249 and consider the appropriateness of this product, having regard to your objectives, financial situation and needs.

FASTRefi® is a trademark of and is issued by First American Title Insurance Company of Australia Pty Limited ABN 64 075 279 908 Australian Financial Services Licence 263876 trading as First Title is not part of the Illawarra Credit Union. 


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