Want a chance to win up to $500k off your eligible home loan1?

Refinance or take out a new eligible ICU home loan $150k or greater
and settle by 21/05/2020 to go into the draw!

Spin to win T&Cs: Settle by 21/5/20. Authorised under NSW LTPS/19/38520. AFSL/ACL 245576.

important notes

1 Spin & Win

Promotion starts 12.01am 1/10/2019. Ends 11.59pm 21/5/2020. Open to NSW, VIC, QLD, WA, NT & TAS residents 18+ who fulfil the entry/eligibility requirements. Prize draw 11:00am 28/5/2020 at 38-40 Young Street Wollongong NSW 2500. The Major Prize Winner will be notified via phone and email on 28/5/2020. The Major Prize Winner’s details will be published on ICU’s Facebook page, at www.illawarracu.com.au and in The Australian newspaper on 10/6/20.

The Spin & Win Event will take place at 11:00am on 20/6/20 at 38-40 Young Street, Wollongong NSW 2500. Promoter is Illawarra Credit Union Limited. 38-40 Young Street Wollongong NSW 2500, Phone 13 22 49. ABN 14 087 650 771. AFSL/Australian credit licence 245576. Authorised under NSW Permit No. LTPS/19/3850. For full terms and conditions please refer to Spin to win T&Cs.

To enter the Promotion, an Eligible Entrant must:

  1. be approved and offered an Eligible ICU Home Loan^ of over $150,000 between 1 October 2019 and 21 May 2020; and
  2. draw down at least $150,000 (excluding fees and charges such as capitalized interest, lenders mortgage insurance, legal fees, valuation fees, annual fees, switch fees, etc.) under the Eligible ICU Home Loan between 1 October 2019 and 21 May 2020; and
  3. keep the Eligible ICU Home Loan active# at the date of the Major Prize Draw (28 May 2020).

^An Eligible ICU Home Loan is any Illawarra Credit Union home loan product or a split loan over Illawarra Credit Union home loan products (provided the products are taken at the same time) which is secured by a mortgage or other security granted in favour of ICU over a residential investment or owner occupied property and which loan is:

  • in the name of Eligible Entrant(s) only;
  • for the purpose of purchasing a property or refinancing an existing loan held with another financial institution; and
  • not a bridging loan.

# An active loan is a loan that has not been repaid as at the date of the Major Prize Draw.

Any advice given is of a general nature only and does not take into consideration your personal circumstances. Please consider the appropriateness of the advice before acting. Lending criteria, t&cs, fees & charges apply for loan products. Applications for credit are subject to Illawarra Credit Union’s credit approval criteria.  Please refer to our Financial Services Guide for more information about us.

QBE products

2 Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement to decide if a product is right for you. Multi-policy discount is available on your first policy after renewal and is only available for Home, Landlords and Motor Vehicle policies that are purchased through the same financial institution. Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545. Illawarra Credit Union will not be held responsible for the information contained within a site accessed via this site. Should you enter another site through such links, the content will not have been produced, checked for accuracy, or reviewed by the Credit Union. Any endorsements or any opinions offered are not necessarily those of the Credit Union.

Illawarra Credit Union home loans

*Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure. 

The right home loan for you

Leave your details and we'll be in touch!