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Home Loans

Buying a home is an exciting yet (sometimes) stressful time in your life. Don't stress, enjoy the milestone. We're with you, every step of the way. We're here to help you build your future, your way.

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something special

first home

variable rate (P&I) home loan

Variable interest rate

2.75% p.a.

Comparison rate*

2.80% p.a.

For new owner-occupied P&I home loans $150k to under $800k

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The Works Home Loan

variable rate (P&I) home loan

Variable interest rate

2.85% p.a.

Comparison rate*

3.17% p.a.

For new owner-occupied P&I home loans $150k and over

View comparison rate information

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See important information including the comparison rate warning below

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We've made it easy to find the right loan for your needs. In 3 steps we'll reveal the right loans for you.

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important notes

*Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure. 

get schooled

Learn a little more - tips, tricks and info on what matters to you most.

10/8/20

Up to 500K off your home loan.

Over the last year, Illawarra Credit Union provided our customers with an incredible life-changing opportunity; the chance to spin and win up to $500,000 off their eligible home loan. We had a number of customers who were placed in the draw after recently taking out…

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home loans

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savings goals

taxtime interest earned

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Frequently asked questions

Find the answer to our frequently asked questions here. We're here to help, so if you can't find the answer here, just give us a call.

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Meet our mobile lenders

Our mobile lenders are here to help you get into your new home sooner.

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