2 Year Introductory Variable Home Loan

what's included.

100% Offset account

It comes with a 100% offset account with the ability to make repayments straight from your offset account.

The choice is yours

We give you the option to make additional repayments.


Easy access to your cash with our redraw facility.

Manage it your way

Track your loan with e-statements, internet banking & our moneytree app.

Speak with a home loan Lender

book an appointment

Interest & fees

Interest is calculated daily on the outstanding balance and charged monthly in arrears on the last day of each month. Refer to our rates and fees for more information.

Fees applicable to this product include:

  • Application fee: waived (usually $600)
  • Valuation fee: at cost
  • Legal fees: at cost
  • Other fees may apply

Refer to the Credit Fees and Charges brochure and Fees, Charges and Transaction Limits brochure for more information.

To reduce or cancel your credit limit, click here.

Interest rate Comparison rate*
3.60% p.a. 4.47% p.a.

important notes

Variable rate for new owner occupied principal and interest loans $250,000 and over. Maximum loan-to-value ratio of 80% applies.  2.Reverts to the Two Year Variable Home Loan Reference Rate on expiry of the 2 year introductory period.  *Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure. 

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