No Ongoing Fees
Set and forget with no ongoing or annual fees on your home loan.
Make easy loan repayments from your Everyday banking account, with no monthly fees and a Visa Debit Card1.
Enjoy the flexibility of making extra payments and you can redraw your funds when you need them^.
Split loan option
Slice and dice your home loan, with fixed and variable options. By combining the two, you can enjoy the security of a fixed rate and the flexibility of a variable.
It’s easy to apply online
Here’s what you’ll need to apply online
- Be at least 18 years of age or older
- Be an Australian citizen, permanent resident, or have a valid visa
- Receive a regular income
- Have your membership number if you already bank with us
What you’ll need
- An email address and contact number
- Member number (If you’re already a member)
- Australian driver’s licence, Medicare or passport details
- Employment and income details
- Details of your assets, expenses and liabilities
1. All loan repayments must be made from the Everyday Transaction account. The $6 monthly account keeping fee is waived while the home loan is held.
^$50 staff assisted fee applies
Eligibility criteria, T&C’s, fees and charges apply for loan products for more information refer to illawarracu.com.au/legal-information/important-documents-info.
*Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Fees and Charges.Grandfathered Fees & Transactions