standard fixed salary sacrifice mortgage 3 year fixed rate (P&I) home loan
Fixed interest rate
For owner occupied fixed home loans
Set and forget with no ongoing or annual fees on your home loan.
Choose what works for you with 2 or 3 year fixed term options. Your interest rate will remain the same for the chosen term of your fixed rate home loan.
Slice and dice your home loan with fixed and variable options. By combining the two, you can enjoy the security of a fixed rate and the flexibility of a variable.
Any advice given is of a general nature only and does not take into consideration your personal circumstances. Please consider the appropriateness of the advice before acting.
Learn how much you can borrow and see what your repayments could be by using our online borrowing power calculator. Simply enter your income and expenses to receive an estimate. Determine your borrowing power.
Are you interested in entering the property market but not sure if you have the right deposit? Consider taking out Lender Mortgage Insurance (LMI).
Learn more about how to refinance your home loan to Illawarra Credit Union, so you can enjoy the mutual difference. Great Value. Great Service. #MakeTheMove
Owner occupied Fixed rate reverts to our standard salary packaging owner occupied variable rate P&I after the fixed period.
*Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure.
Insurance cashback offer Terms & Conditions 2021_HomeInsurance_Campaign
If you like the certainty of fixed repayments but also want the flexibility that a variable product provides, then chat to us about splitting your home loan. You decide what’s right for you.