100% Offset Account
Deposit your money into a 100% offset account, letting you reduce the interest on your home loan.
Enjoy the flexibility of making extra payments and you can redraw your funds when you need them.
Flexible repayment methods
Choose how you make your repayments, including transfers, Osko, EFT or cheque.
Split Loan Option
Slice and dice your home loan with fixed and variable options. By combining the two, you can enjoy the security of a fixed rate and the flexibility of a variable.
It’s easy to apply online
Here’s what you’ll need to apply online
- Be at least 18 years of age or older
- Be an Australian citizen, permanent resident, or have a valid visa
- Receive a regular income
- Have your membership number if you already bank with us
What you’ll need
- An email address and contact number
- Member number (If you’re already a member)
- Australian driver’s licence, Medicare or passport details
- Employment and income details
- Details of your assets, expenses and liabilities
*Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Fees and Charges.Grandfathered Fees & Transactions