We’re thrilled to be partnering with Illawarra Academy of Sport (IAS) for the long-term. Illawarra Credit Union is a customer-owned Credit Union that has been serving the local community for over 47 years.
Unlike the big banks, we’re not owned by shareholders, and we‘re not here to squeeze as much profit as we can out of our members. This allows us to do things differently, and look at ways our profits can go back into rewarding our members and supporting our community. That’s the difference of being part of a member-owned Credit Union like ours.
As part of our partnership, we’re committing to helping the Illawarra Academy of Sport community achieve their financial success.
To hear what our CEO and the CEO of the Illawarra Academy of Sport had to say about the partnership, click here.
To show our support to the IAS community, for a limited time you can get $50 on us when you sign up for an Everyday transaction account by 30/11/20.
Just make 3 deposits totalling a minimum of $500 within 45 days of account opening and at least 5 eligible transactions. Easy peasy!
View the full T&C’s here.
We’ve partnered with Your Financial Wellness to help our members better understand their financial position.
Your Financial Wellness is an online program designed to help you get on top of your finances. Available to members free-of-charge, it’s packed with tools, calculators, and information so you can start to plan for the financial future you want for you and your family. And, if you’ve already got plans in place, Your Financial Wellness is a great way to check that you’re on track.
Not a member?
We have a range of unbelievable P&I and IO investment loans.
Looking to buy something new, and want a low rate loan package with all the bells and whistles? Here's why you should choose our Online Personal Loan Package.
Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for more details. Fees and charges are payable. Terms and conditions apply and are available on request.
Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure for current details on fees and charges applicable to our loans.
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*Authorised under NSW Lottery Permit No. LTPS/20/42437
^All loan repayments must be made from the Everyday Transaction account. The $6 monthly account keeping fee is waived while the home loan is held. Annual fee payable yearly.
*Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure
1Cashback Offer: $2,000 Cashback available for first home owners with an eligible Illawarra Credit Union home loan, approved between 17th February 2020 and 30th November 2020, with the loan settled by 21st December 2020. Offer may be varied or withdrawn at any time. Eligible Illawarra Credit Union home loan only includes the First Home Owners Bare Essentials home loan (Owner Occupied, P&I) with application amounts $150k and over. Must qualify for the First Home Buyers Assistance Scheme or First Home Owner Grant (New Home). See http://www.firsthome.gov.au/ for more information regarding state eligibility.
Eligibility Criteria: To be eligible for the cashback offer, customers must be approved for the First Home Owners Bare Essentials home loan by the 30th November 2020 and settled by the 21st December 2020. Home loan repayments must be direct debited from an Illawarra Credit Union transaction account. Read the Account and Access Facility Conditions of Use document to determine if the product is right for you. Fees and charges may apply. The cashback will be paid into an Illawarra Credit Union transaction account where the loan repayments are made from, within 60 days of settlement. The loan must not be in arrears at the time the cashback is provided. The transaction account must be kept open during this time. Only one (1) cashback will be paid regardless of the number of customers, properties or applications involved. If there is more than one (1) borrower, one (1) payment will be made to them jointly.
Are you tired of paying too much to the big banks? Get in touch.