Flexicover Life Insurance
|Cover Types||What you are covered for?||Benefits|
|Total and Permanent Disablement Insurance||
This table is a summary of some features only – please see the PDS for full product details.
How to apply
Click here to find out more and get a quick quote or call the NobleOak FlexiCover team on 1300 108 490 and mention ‘Illawarra Credit Union’
Get a quote
This is factual information only (it is not general or personal financial advice). The Target Market Determination for NobleOak’s FlexiCover insurance is available here.
Important Information – FlexiCover is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302 (‘NobleOak’). Illawarra Credit Union Limited ABN 14 087 650 771 AFSL/Australian credit licence 245576 is not responsible for the FlexiCover product. Illawarra Credit Union promotes the FlexiCover product under a marketing arrangement with NobleOak but does not provide any financial advice regarding the product. NobleOak Services Limited (wholly-owned by NobleOak) pays Illawarra Credit Union an ongoing commission of 16.5% of premium when products are acquired as a result of the marketing arrangement. This commission is at no additional cost to customers. Further information can be found in the NobleOak Financial Services Guide (FSG) available at www.nobleoak.com.au.
*First month free offer – if you apply for cover and cover is issued you will not start paying premiums until one month after the commencement date of the cover. This offer is available once only per new customer and may not be used in conjunction with any other offer.
^With FlexiCover, Life, TPD, Income Protection and Trauma insurance covers are available. You can choose for FlexiCover’s annual Decreasing Cover Adjustment Feature to apply to your Life, TPD or Trauma cover amounts. It means your cover amount will reduce each year within a range of 0% to 10% as selected by you.
^^The FlexiCover suite of life insurance products includes income protection cover as an available cover – as described in the product Disclosure Statement, this pays a monthly benefit (rather than a lump sum) if you are unable to continue working due to illness or injury.
**NobleOak awards information found at https://www.nobleoak.com.au/award-winning-life-insurance/
~NobleOak will quickly advance $15,000 of the agreed Life Insurance cover amount to assist with funeral expenses, upon provision of satisfactory evidence of death.