Motorcycle Insurance
Motorcycle Insurance can provide cover for loss and damage after an incident. Inclusions depend on the level of cover.
Comprehensive
Premium cover
This is the most comprehensive cover. This covers damage to both your motorcycle and others vehicles.
- Up to $30 million of liability cover
- Damage to your vehicle – accidental damage up to your sum insured, including protection from uninsured drivers
- Earned No Claim Bonus discount
- New motorcycle replacement up to 1 year old
- Emergency or temporary repairs up to $800*
- Towing & transport of your motorcycle*
- Removal of debris
- Personal items up to $1,000 after theft*
- Re-coding of locks and barrels after theft of keys up to $1,000*
- Reasonable storage costs after a covered incident
Third Party Fire & Theft
Mid-level cover
This covers any damage caused to another vehicle, if your motorcycle catches fire or is stolen.
- Up to $30 million of liability cover
- Protection from uninsured motorists – up to $5,000 (including GST)
- Earned No Claim Bonus discount
- New motorcycle replacement up to 1 year old
- Emergency or temporary repairs up to $800*
- Towing & transport of your motorcycle*
- Removal of debris
- Personal items up to $1,000
- Re-coding of locks and barrels after theft of keys up to $1,000
- Storage costs
Third Party Property
Basic cover
This covers you for damage to other people’s property or vehicle.
- Up to $30 million of liability cover
- Protection from uninsured motorists – up to $5,000 (including GST)
- Earned No Claim Bonus discount
- New motorcycle replacement up to 1 year old
- Emergency or temporary repairs
- Towing & transport of your motorcycle
- Removal of debris
- Personal items up to $1,000
- Re-coding of locks and barrels after theft of keys
- Storage costs
The tables above aim to summarise each level of cover, refer to the Product Disclosure Statement (PDS) for more detailed information on each level of cover. Conditions, limitations and exclusions apply.
Product Disclosure Documents.
get a quote.
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Need to make a claim?
You can make a claim by contacting our partner CGU’s 24/7 claims team on 13 24 80.
Home or motor vehicle claims can also be made online by visiting the CGU Insurance claims page.
Make a claimImportant notes
Underwriting criteria, policy terms, conditions, limits, and exclusions apply. Please see the PDS for full details.
Illawarra Credit Union Limited ABN 14 087 650 771 AFSL/ACL 245576 (Illawarra Credit Union) acts as a referrer under an agreement with the insurer, Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681 (CGU Insurance). If you take out an insurance product with CGU Insurance, it will pay Illawarra Credit Union a commission of up to 15% of the premium (exclusive of government charges). The commission will also be paid on any variations to your policy and on renewal. The commissions paid to Illawarra Credit Union are included as part of your premium. When making decisions about insurance, consider the Product Disclosure Statement (PDS) and Target Market Determinations (TMD) at https://www.cgu.com.au/about-cgu/partner-tmd.
This is general advice only and does not take into account your individual objectives, financial situation, or needs (“your personal circumstances”). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement for the particular insurance policy.
Illawarra Credit Union will not be held responsible for the information contained within a site accessed via this site. Should you enter another site through such links, the content will not have been produced, checked for accuracy, or reviewed by the Credit Union. Any endorsements or any opinions offered are not necessarily those of the Credit Union.
