BSB 802-249

We’re here to help banking simple by busting some of the lingo.

Split loans
You can choose to put part of your loan into a fixed interest rate and apply the variable interest rate to the remaining part of the loan.
The interest rate you pay on your loan is reliant on the market and can fluctuate as the market changes.
Your home loan is locked into a rate for a term set with the Credit Union, which will be between 1-5 years.
You can decide to make extra payments on your loan and also have the ability to access these funds if you need to. 
Offset account
An account that’s attached to your home loan. The balance of your offset account is deducted from your home loan balance before the interest is calculated.
documents to prove your identity
Drivers licence, birth certificate, passport, Medicare card, Pensioner Concession Card. Check with our team if you'd like to use any other document.