Enjoy the certainty of a fixed rate personal loan. You’ll know how much your repayments are helping you budget. It’s available for anyone looking to borrow $10k-100k to buy a motor vehicle, or anything else pre-loved that can be used as security. You’ll just need to ensure it’s no more than 2 years old as at the date of the application.
Make extra repayments without any fees
You can make extra repayments whenever you like to reduce your loan and interest you pay. You could pay off your loan sooner
Easy access to your money
You can choose to redraw any additional loan repayments you have made at no extra costs.
Choose your repayment frequency
Pay your loan weekly, fortnightly or monthly.
No account keeping fees
Our personal loan comes with no monthly account fees.
Rates and fees
Fixed interest rate
Interest is calculated daily on the outstanding balance and charged monthly in arrears on the last day of each month.
Refer to our rates and fees for current interest rates.
It’s easy to apply online
Here’s what you’ll need to apply online
- Be at least 18 years of age or older
- Be an Australian citizen, permanent resident, or have a valid visa
- Receive a regular income
- Have your membership number if you already bank with us
What you’ll need
- An email address and contact number
- Member number (If you’re already a member)
- Australian driver’s licence, Medicare or passport details
- Employment and income details
- Details of your assets, expenses and liabilities
*Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure.