Secured Fixed Personal Loan (new)
Fixed interest rate
Comparison rate*
For new fixed loans $10k to under $100k
apply now calculate repaymentswhat's included.
Out with the old and in with the new! Enjoy the perks of a Secured Fixed Personal Loan (for items under 2 years old), like:
Flexibility.
The flexibility to choose from weekly, fortnightly or monthly payment options.
Keep your cash.
No monthly account keeping fees.
The choice is yours.
We give you the option to make additional repayments.
Redraw.
Easy access to your cash with our redraw facility.
calculate your repayments.
Enter amount $10k to under $100k to get started
loan amount
loan type
repayments
years
Fixed interest rate
Comparison rate*
#Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. Illawarra Credit Union may not provide loans with the details indicated in the calculator. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan. Fees & charges may apply.
apply for a loan online
are you?
- At least 18 years old
- An Australian citizen or permanent resident.
Do you have?
- About 20 minutes
- Documents to prove your identity (POI)
- Your membership number if you already bank with us.
select get started.
After you apply, one of our lenders will be in touch within 1 business day.
get startedInterest & fees
Interest is calculated daily on the outstanding balance and charged monthly in arrears on the last day of each month. The loan application fee us $200.
Refer to our Credit Fees and Charges brochure for more information. Refer to our rates and fees for current interest rates.
To reduce or cancel your credit limit, click here.
| Interest rate | Comparison rate* |
| 5.60% p.a. | 5.88% p.a |
important notes
*Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Credit Fees and Charges brochure.
Chat to a personal loan expert
We're here to help you find the right loan that can have you driving a new set of wheels sooner.