BSB 802-249

Perfect for

Over 55’s

Wise saver

Product Features

Enjoy the perks of an Everyday Plus account, like:

Pensions can be credited to the account


Cheque book facility

  • Our Everyday Plus account is available for those with more life experience. So, if you’re 55 and over, this is the product for you.
  • There is no requirement to provide a pension card.
  • There is a minimum $1 to open an Everyday Plus account.
  • The Everyday Plus account is limited to one account per membership.


  • Branch (cash, cheque)
  • Direct credit
  • Electronic transfer


  • Branch (cash, cheque)
  • Visa debit card
  • EFTPOS / ATM access
  • Internet / Phone banking
  • Direct debit
  • BPAY®
  • Cheque book
  • Standing orders

Everyday Plus – Fees summary
Account keeping fees
Monthly account keeping fee $6
Transaction fees
Deposits into your accounts Free
Direct debits Free
Payments using internet banking Free
BPAY® transaction Free
VISA Domestic ‘credit’ transactions Free
rediATM balance enquiry Free
EFTPOS purchases & cash out Free
Cheque withdrawals Free
Staff assisted transactions Free
Periodical payments (external) Free
Cash withdrawals of $50 or over at rediATM, branch or Bank@Post Free
Cash withdrawals under $50 at rediATM branch or Bank@Post $1.50

If you don’t like paying fees, don’t worry because we’ve purposely placed some waivers in our fee structure. Here are a few ways you can avoid paying your monthly account keeping fee:

  • Deposit a minimum of $2,000 into your account during the month.
  • Ensure your average membership balance is $50,000 or above. This includes all loans and deposits in your name.


Note: For additional information on servicing fees, refer to our Fees, Charges and Transaction Limits brochure .

Balance Interest Rate
$0 – $1,999 0.00% p.a.
$2,000 – $50,000 1.00% p.a.
$50,001 + 2.00% p.a.

Interest is calculated daily on closing credit balance and credited quarterly.

Refer to our Summary of Accounts & Availability of Access Facilities for more information.


Important notes

Interest Rates current as at 03/07/2018 and are subject to change. Illawarra Credit Union is a division of Community Alliance Credit Union Limited the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for current details. ®Registered to BPAY Pty Ltd ABN 69 079 137 518