Illawarra Credit Union, a division of Community Alliance Credit Union Limited as a holder of Australian Financial Services Licence 245576, can issue, vary, renew and cancel insurance policies under a ‘binder’ provided by the Insurer. A ‘binder’ is an agreement that allows Community Alliance Credit Union, as agent of the Insurer, to enter into contracts of insurance on behalf of the Insurer. This means that the insurance policy issued to you by Illawarra Credit Union, is binding on the Insurer just as if it had issued the policy itself.
Insurance policies are issued by QBE Insurance (Australia) Ltd ABN 78 003 191 035 AFSL 239545 and/or Integrity Life (Australia) Limited ABN 83 089 981 073 AFSL 245492. Before making a decision about your insurance needs please refer to the Product Disclosure Statement available from the Illawarra Credit Union.
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