what's included.
Like the name suggests, it's packed with bonuses designed to help you save your money.
Bonus interest¹ for saving.
Qualify for bonus interest just for saving.
Save & earn.
Earn bonus interest when you deposit a minimum of $100 each month and make no withdrawals.
Keep something a little extra for you.
No monthly account keeping fees.
Don’t wait, open an account now
Open your account in about 10 mins.
Already bank with us?
It’s simple, apply through Internet Banking with your existing details. Can’t remember? No problem, just call us and we’ll help get you started.
New to Illawarra Credit Union?
Have your Documents to prove your identity (POI) handy.
Get started
Hit ‘apply now’ to complete the application form, we’ll complete your ID check and get you started with your new account.
Here's what you need to know
Bonus Saver is here to help our customers reach their goals. There’s a minimum of $1 needed to kick-start your savings goal with a limit of one account per membership permitted.
Interest
Interest is calculated daily on closing credit tier balance and credited at month end. Refer to Summary of Accounts & Availability of Access Facilities and our rates and fees for more information.
1Bonus interest will be paid if you deposit at least $100 during the month and no withdrawals are made in the calendar month. Bonus interest will not apply in the month the account is closed. All portions of funds above $100,000 will be paid the base interest.
Bonus saver is limited to 1 per customer.
| balance | interest rate |
| $0 plus (base interest) | 0.00% p.a. |
| Bonus interest on the part of the balance from $0 to $9,999 | 0.40% p.a. |
| Bonus interest on the part of the balance from $10,000 to $29,999 | 0.50% p.a. |
| Bonus interest on the part of the balance from $30,000 to $49,999 | 0.75% p.a. |
| Bonus interest on the part of the balance from $50,000 to $79,999 | 0.80% p.a. |
| Bonus interest on the part of the balance from $80,000 to $99,999 | 1.20% p.a. |
important notes
1.Earn bonus interest if you deposit at least $100 during the month and make no withdrawals within the calendar month. No interest is paid in the month the account is closed. Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees, Charges and Transaction Limits brochure for more details. Fees and charges are payable. Terms and conditions apply and are available on request. BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518.
consider a transaction account
If you haven’t already, consider one of our great transaction accounts, which are designed to make banking easy.