We’re partnering with Shoalhaven Malayalee Community Group

Our Partner Benefits Program.

It’s a winning combination!

Illawarra’s heritage and purpose has always been community focused, we’re thrilled to be partnering with Shoalhaven Malayalee Community Group.

Unlike the big banks, we’re not owned by shareholders, and we‘re not here to squeeze as much profit as we can out of our customers. This allows us to do things differently, and look at ways our profits can go back into rewarding our members and supporting our community. That’s the difference of being part of a member-owned Credit Union like ours.

As part of our partnership, we’re committing to helping the the Shoalhaven Malayalee community group achieve their financial success.

Unbelievable home loan products offers

We’ve have a range of highly competitive home loan rates. Plus, they’re packed with a number of additional features and inclusions.

Are you tired of paying too much to the big banks?

Book a time that suits you best to speak to one of our Area Lending Managers to find out how we can help you.

Interested in something else? We have a range of competitive products to suit every stage of your life

Home Loans

We have a range of unbelievable P&I and IO investment loans.

Find out more

Personal loans

Our Online Personal loan Package is the only personal loan in Australia with an Offset account.

Find out more

Savings accounts

Take a look at our award-winning savings accounts.

Find out more

Illawarra Credit Union Partner Benefits Program

Our unique Partner Benefits Program is a profit-sharing partnership that benefits the community groups we partner with, through their involvement with our organisation. It’s an easy way to help raise funds for the group.

The partner benefits program is as easy as 1,2,3


A member of Shoalhaven Malayalee community group takes out a banking product with us.


The member notifies us of their association with Shoalhaven Malayalee community group.


We pay ongoing quarterly payments for the life of the product to the group.

Just a few things to note


Your privacy is of the utmost importance to us; that’s why we’ll never disclose your personal information to Shoalhaven Malayalee community group.

Our community fund

Shoalhaven Malayalee community group receives quarterly payment from Illawarra based on account balances. It is our community fund we use to reinvest and give back.

Community programs

Shoalhaven Malayalee community group will allocate the quarterly payments to programs and initiatives to support your local club and children.

Are you financially fit?

Let’s find out!

We’ve partnered with Your Financial Wellness to help our customers better understand their financial position.

Your Financial Wellness is an online program designed to help you get on top of your finances. Available to members free-of-charge, it’s packed with tools, calculators, and information so you can start to plan for the financial future you want for you and your family. And, if you’ve already got plans in place, Your Financial Wellness is a great way to check that you’re on track.

Getting started is easy.


Activate your membership

To activate your membership, visit Your Financial Wellness and complete the short form. You’ll then receive an activation email with a link to the online portal.

Complete the online survey

Using the secure online platform, complete the online form to help determine your current financial position

Make the most of it!

The solution will provide you with a range of tools and resources to help you build a strategic view of your finances and plan for the future.


visit Your Financial Wellness website

Benefits of banking with Illawarra Credit Union

Real-time banking

Transfer money to family and friends within 15 seconds with Osko and PayID. We were one of the first Financial Institutions to launch Osko and PayID, almost one year before the big four.

All five Pays solutions

We’ve got them all (ahead of the banks, might we add!). That's right we have Google Pay, Apple Pay, Samsung Pay, FitBit Pay and Garmin Pay.

Online banking

Access your accounts 24/7 via internet banking or our mobile banking app, moneytree.


View your statements anytime, anywhere via internet banking.


Since 2014 we’ve won 49 awards across our product suite! This includes our home loans, personal loans and savings accounts. So you can be assured you're getting quality products.


We're committed to supporting our local community, and by simply banking with us, you can positively impact the Malayalee Shoalhaven Community Group.

Important notes

Illawarra Credit Union Limited is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees and Charges for more details. Fees and charges are payable. Terms and conditions apply and are available on request. Eligibility criteria, terms & conditions, fees & charges apply. Please refer to the Fees and Charges for current details on fees and charges applicable to our loans. BPAY® registered to BPAY Pty Ltd ABN 69 079 137 518. Osko® is a registered trademark by BPAY Pty Ltd ABN 69 079 137 518. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd.

Make the switch!

Are you tired of paying too much to the big banks? Our lenders will come to you

Apply now.

Already a customer?

Apply in internet banking

New customer?

Apply online