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Bank & Save
Pay for the everyday, with our range of accounts and products that help you stay in control and on track and build your savings faster with our savings accounts and term deposits.
- Everyday accounts
- Term deposit
  - Personal term deposit
- Save
- International services
your financial wellness
Understanding your financial wellbeing is a key step to building a healthy financial future.
Let's get started
Home loans
Buying, investing, refinancing, building. It’s all possible with our home loan options.
- Packaged home loans
  - The works package variable
  - The works package fixed
- Basic home loan
- Standard home loan
  - The standard variable home loan
  - The standard fixed
- Salary package home loans
  - Standard salary package fixed
  - Standard salary package variable
first home owners offer
Learn More
Personal Loans
Find the right personal loan from Illawarra Credit Union for your needs and apply online.
- View all personal loans
- Packaged personal loan
  - Online personal loan package
- Secured personal loans
- Credit card
  - Low rate credit card
- Green loans
  - Green car loan
  - Green eco loan
repayment calculator
Discover what you could afford and calculate the repayments on your Illawarra Credit Union Personal Loan.
What are my repayments?
Insurance
Be protected from the unexpected with our range of home and contents, car insurance, and CTP greenslip insurance.
- This one simple tip could save your home from water damage
- TPD Insurance
- Insurance
  - CTP green slip insurance
  - Motor vehicle insurance
- Home & contents
  - Home & contents insurance
  - Landlord insurance
after home & contents insurance?
Get your quote online
Business
Whatever your needs, our range of everyday business banking options will have you covered.
- Make an enquiry
- Business accounts
  - Everyday business
  - Cash management
- Business loans
  - Business overdraft
- Term deposit
  - Business term deposit
- EFTPOS
  - Smartpay EFTPOS
set up your bank feeds
It's automatic, it's secure and it's making banking and reconciling easier.
Get started today
Apply now
Calculators
Help & support
About Us
Contact Us
BSB: 802-249

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Become a customer

Ways to Bank

Easy as 1, 2, 3.

We’re with you on the go.

We’ve made banking easy, because that’s how it should be.

Osko®& PayID

Revolutionising banking. Realtime payments are just that; realtime. Plus they're made easier with PayID.

Setup your PayID.

Internet Banking

A secure, online place to where you can manage your finances; anywhere, anytime.

Learn more

The Pays

Google Pay™, Apple Pay®, and Samsung Pay®. We've enabled them all, so you can choose the device and start paying for the everyday on the run.

Select your device.

Wearables

No cards? No cash? No phone?

No problem! Garmin Pay™ and Fitbit Pay™ are making paying easy.

moneytree

Our mobile banking app lets you bank anywhere, anytime all from the palm of your hand.

Download the app today.

Has your card been lost or stolen?

Get in touch now

Need more answers?

Frequently asked questions

important notes

BPAY^®registered to BPAY Pty Ltd ABN 69 079 137 518. Osko^® is a registered trademark by BPAY Pty Ltd ABN 69 079 137 518. Android, Google Pay, and the Google Logo are trademarks of Google LLC. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Fitbit and the Fitbit logo are trademarks or registered trademarks of Fitbit, Inc. in the U.S. and other countries. Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd.

get in touch

Not sure what's the best fit for your needs? No worries. Get in touch with one of our banking specialists today.