Real-time payments

Making transfers and finance management easier than ever before.

Simple, easy and secure.

You can now send an Osko® or PayID payment via internet banking or moneytree to any participating financial institution. Enjoy the benefits:

it's faster

Splitting bills just got easier. You'll be able to transfer and receive money within minutes, not days.

it's easier

Use a mobile number or email address to make and receive payments. You'll just need to register your mobile number or email address as a PayID.

it's safe

It's an industry wide initiative backed by BPAY, so you can rest assured that it's secure.

So, what is PayID?

Looking for an easier way to make payments? Simply set up a PayID account by linking your mobile number or email address to your account! This will let people pay you with these details without needing your full account number and BSB.

Business members can create a PayID using their ABN number, get in touch with us to find out how.

Setting it up is easy!

If you’re logged onto internet banking, simply:

  1. Select Settings in the top navigation and click on manage PayID
  2. Select Create PayID
  3. Pick the preferred contact you’d like to use as your PayID
  4. Choose the account you’d like your PayID to link to
  5. Verify your details
  6. Create your PayID

If you’re using moneytree, ensure you’re on the latest version, then simply:

  1. Log in, select Payments then PayID
  2. Click on the + symbol to add your PayID
  3. Pick the preferred contact you’d like to use as your PayID
  4. Choose the account you’d like your PayID to link to
  5. Verify your details
  6. Create your PayID

Need more Information?

Read the FAQs from NPPA

NPPA FAQs

Have a read of all our FAQs

our FAQs

Read our important disclosure documents.

Disclosure documents

Review changes to our Privacy Notification.

Privacy policy

Important notes

Osko® is a registered trademark by BPAY Pty Ltd ABN 69 079 137 518.

Illawarra Credit Union will not be held responsible for the information contained within a site accessed via this site. Should you enter another site through such links, the content will not have been produced, checked for accuracy, or reviewed by the Credit Union. Any endorsements or any opinions offered are not necessarily those of the Credit Union.

get in touch

Not sure what's the best fit for your needs? No worries. Get in touch with one of our banking specialists today.

Apply now.

Already a customer?

Apply in internet banking

New customer?

Apply online